Contents
- 1 Quick answer
- 2 How to deposit on IQ Option in Colombia, step by step
- 3 All deposit methods in Colombia
- 4 Depositing with a bank card in Colombia
- 5 Depositing with crypto from Colombia
- 6 Withdrawing from IQ Option in Colombia
- 7 If your deposit has not arrived
- 8 Deposit guides for other countries
- 9 Frequently Asked Questions
- 10 GENERAL RISK WARNING
Last updated: 4 October 2026. Every screenshot below was recorded that day on an IQ Option Practice account registered in Colombia, over a Colombian connection. We stopped before the final payment button, so no money was sent.
To deposit on IQ Option from Colombia, you open the cashier, choose a method such as Nequi or PSE, set Colombian pesos (COP) as your account currency, enter the amount and fill in your details. This guide shows each step with Nequi on the Colombian cashier. It then covers PSE, Efecty and the other methods, card deposits, the official minimums, which differ by method in Colombia, and how withdrawals work for Colombian accounts.
Quick answer
- Minimum: COL$ 12,000 by card or Efecty, COL$ 20,000 by PSE, COL$ 50,000 by Nequi or Bre-B; or $10–17 in dollars.
- Fee: 0% from IQ Option on every method.
- Time: Nequi, Bre-B, Mastercard and e-wallets instant; Nequi PSE 5–60 minutes; PSE 5–90 minutes; Efecty 1–24 hours.
- Limits we saw: Nequi COL$ 50,000–4,000,000; PSE COL$ 20,000–60,240,000; Efecty COL$ 12,000–4,000,000; Mastercard COL$ 12,000–36,875,231.
- Currency: COP, USD, EUR or GBP, chosen before your first deposit and fixed after it.
- Withdrawals: one free per month, then 2% (at most COL$ 106,600); to Nequi from COL$ 50,000 or to 5 Colombian banks from COL$ 110,000.
How to deposit on IQ Option in Colombia, step by step
We followed the steps with Nequi. The numbers in each screenshot show where to click, in order.
Step 1: Click Deposit
In the traderoom, click the green Deposit button at the top right, next to your balance (1).
Step 2: Choose “Top up your account”
The Make a Deposit window shows your free Practice balance ($10,000) and your real account, which on a Colombian account is in pesos (COL$ 0.00). Refill to $10,000 only refills the Practice account with virtual money, which cannot be withdrawn. To deposit real money, click Top up your account (1).
Step 3: Choose Nequi
The Colombian cashier recommends Mastercard, Visa and Apple Pay. Below them it lists seven cryptocurrencies and the local methods: PSE, Nequi, Nequi PSE, Bre-B, Efecty, Google Pay and e-wallets. Scroll down and click Nequi (1).
Step 4: Choose pesos (COP) as your account currency
Before your first deposit, the cashier asks for the currency of your real account. A Colombian account can choose COP, EUR, GBP or USD. Select COP (1) and click Next (2). IQ Option warns that you cannot change the currency after your first deposit. If you pay and withdraw in pesos, COP keeps your balance in pesos.
Step 5: Enter the amount and check the bonus
Type the amount (1) or click one of the quick amounts. Nequi accepted COL$ 50,000 to COL$ 4,000,000 on our account, and the field marks anything outside that range in red.
The welcome-bonus code IQWELCOME was already applied (2). On COL$ 50,000 it added 60% (COL$ 30,000), and the quick amounts showed up to +100% from COL$ 1,000,000. If you do not want a bonus, remove the code with the × before you pay, and read the bonus terms behind the (i) icon first.
Step 6: Enter your details and confirm
Enter your real name, your Nequi phone number and your document ID (1). The phone number has 10 digits and starts with 3, and the document ID has 6 to 10 digits. The form warns that the payment will not be processed unless the phone number is registered with Nequi. Tick the box to accept the terms (2) and click Proceed to Payment (3). IQ Option then sends you to the payment page to complete the payment.
We stopped at this screen and did not pay. The cashier lists Nequi as instant.
All deposit methods in Colombia
These are the methods we saw on our Colombian account on 4 October 2026. In Colombia the minimum depends on the method. The minimums below are in pesos, from IQ Option’s deposits page.
| Method | Time shown in the cashier | Minimum and notes |
|---|---|---|
| Nequi | Instant | COL$ 50,000; up to COL$ 4,000,000 |
| Bre-B | Instant | COL$ 50,000 |
| PSE | 5–90 minutes | COL$ 20,000; up to COL$ 60,240,000 |
| Nequi PSE | 5–60 minutes | COL$ 20,000 |
| Efecty | 1–24 hours | COL$ 12,000; up to COL$ 4,000,000 |
| Mastercard | Instant | COL$ 12,000; up to COL$ 36,875,231 |
| Visa | “Fast verification” | COL$ 12,000 |
| Volet.com | Instant | COL$ 12,000 |
| Apple Pay, Google Pay, Skrill, Neteller | Instant | COL$ 46,000 |
| 7 cryptocurrencies | 5–60 minutes | Converted to your account currency |
In dollars, the deposits page lists $10 for most methods and $17 for Nequi and Bre-B. Every method has 0% commission.
Paying with PSE
- In the cashier, choose PSE, then COP and Next.
- Enter an amount from COL$ 20,000 to COL$ 60,240,000. The bonus starts at COL$ 33,000.
- Enter your first name, last name, document ID and phone number (1). The PSE form asks for a Nequi phone number too, with 10 digits starting with 3. It says the provider processes 90% of payments within 1 hour.
- Tick the terms (2) and click Proceed to Payment (3) to go to the payment page.
Paying in cash with Efecty
Efecty accepted COL$ 12,000 to COL$ 4,000,000. The cashier lists it at 1 to 24 hours, and the form says the provider processes 90% of payments within 3 hours. The form starts with your first and last name, like PSE.
Depositing with a bank card in Colombia
Mastercard and Visa are at the top of the Colombian cashier. Choose your card, set the currency and enter the amount: the Mastercard form accepted COL$ 12,000 to COL$ 36,875,231 (1). Then enter the card number, the expiry date (MM/YY), the cardholder’s name and the CVC, the three digits on the back of the card (2). Accept the terms and confirm the deposit. Use a card in your own name.
Depositing with crypto from Colombia
The Colombian cashier listed the same seven coins we saw in other countries: Bitcoin, Cardano, Ethereum (ERC-20), Litecoin, XRP, Tether (USDT, TRC20) and USDC (BNB Smart Chain), each at 5 to 60 minutes. IQ Option converts the coins to your account currency, so you do not hold crypto on the platform. See does IQ Option accept crypto for the full steps.
Withdrawing from IQ Option in Colombia
IQ Option’s withdrawals page for a Colombian account gives you one free withdrawal per calendar month, whatever the method (1). After that, IQ Option charges 2%, at most COL$ 106,600 (or $30, €30 or £25).
- Nequi: from COL$ 50,000, in 1 to 24 hours.
- Bre-B: from COL$ 110,000, in 1 to 24 hours.
- Colombian banks: from COL$ 110,000, in 1 to 3 business days (2). The page lists Davivienda, Banco de Bogotá, Banco de Occidente, Bancolombia and BBVA Colombia.
- Cards: from COL$ 10,000. The page notes that your bank can take up to 21 calendar days to process a card withdrawal.
- E-wallets: Skrill, Volet.com and WebMoney from COL$ 10,000, Neteller from COL$ 50,190.
- Crypto: six coins from about COL$ 49,250. Bitcoin was not in the withdrawal list.
The page also asks you to allow up to 3 business days for a withdrawal request to be processed. Read how to withdraw from IQ Option for the steps.
If your deposit has not arrived
- Check the time for your method. PSE can take up to 90 minutes and Efecty up to 24 hours. Nequi, Bre-B and cards are listed as instant.
- Check your details. For Nequi, the phone number must be registered with Nequi, or the payment is not processed. Pay from your own account.
- Contact support. Use the chat inside the platform (Chats & Support in the left sidebar) or email support@iqoption.com. See our support guide.
Deposit guides for other countries
The methods depend on the country your account is registered in. Our other step-by-step deposit guides, recorded the same way:
- Brazil: PIX, PicPay, Boleto, cards
- Mexico: SPEI, OXXO, cards
- Peru: Yape, Plin, BCP
- Chile: WebPay, Mach, Khipu
- Argentina: Mercado Pago QR, MODO, Rapi Pago
- Thailand: Kasikorn, SCB, Krungthai QR
- Vietnam: Vietcombank QR, BIDV, VietQR
- Nigeria: Bank transfer, OPay, PalmPay
- Philippines: GCash, Maya, QRPH
- South Africa: FNB, ABSA, Standard Bank
- Malaysia: Maybank, CIMB, DuitNow QR
- United Arab Emirates: Card, Apple Pay, USDT
The IQ Option deposit guide explains the general steps.
Frequently Asked Questions
Q: What is the minimum deposit on IQ Option in Colombia?
A: It depends on the method: COL$ 12,000 by card, Efecty or Volet.com, COL$ 20,000 by PSE, COL$ 46,000 by Apple Pay, Google Pay, Skrill or Neteller, and COL$ 50,000 by Nequi or Bre-B. That is what IQ Option’s deposits page showed for a Colombian account on 4 October 2026.
Q: Can I deposit on IQ Option with Nequi?
A: Yes. Nequi accepted COL$ 50,000 to COL$ 4,000,000 and is listed as instant. You need a phone number registered with Nequi and your document ID.
Q: Can I use PSE or Efecty?
A: Yes. PSE accepted COL$ 20,000 to COL$ 60,240,000 and is listed at 5 to 90 minutes. Efecty accepted COL$ 12,000 to COL$ 4,000,000 and is listed at 1 to 24 hours.
Q: Does IQ Option charge a deposit fee in Colombia?
A: No. Every method on IQ Option’s deposits page showed 0% commission. Your bank or wallet may charge its own fees.
Q: Which account currency should I choose?
A: A Colombian account can choose COP, USD, EUR or GBP. The choice is fixed after your first deposit. If you pay and withdraw in pesos, COP avoids converting your balance.
Q: How do I withdraw to Nequi or a Colombian bank?
A: Nequi withdrawals start at COL$ 50,000 and take 1 to 24 hours. Bank withdrawals start at COL$ 110,000 and take 1 to 3 business days. One withdrawal per calendar month is free; after that IQ Option charges 2%, at most COL$ 106,600.
Q: Do I have to take the welcome bonus?
A: No. The code IQWELCOME was pre-applied, at 60% on the Nequi minimum. Remove it with the × in the amount step if you do not want it.
